In development
Product · Rental IQ

Rental caps, leases, and insurance — always audit-ready.

Rental IQ keeps the compliance data lenders and boards ask for current without the manual chase. Track rental caps and owner-occupancy, register leases and addendums, and monitor unit-owner insurance — then let it sync into CINC and feed your resales. One place, always ready for the next questionnaire.

The problem

The data that fails a closing is the data nobody keeps current.

Since Surfside, condo and HOA loans get denied over exactly this: owner-occupancy versus rental percentage, insurance adequacy, and coverage gaps. When a unit goes to sell or refinance, someone scrambles to answer a lender questionnaire from paper leases in a drawer and insurance certificates that may have expired months ago. Rental caps live in a spreadsheet that’s always one lease behind. Rental IQ turns that scramble into a system that’s always current.

What it does

One compliance layer, three jobs it never drops.

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Rental caps & owner-occupancy

A live counter of rentals versus owner-occupied units, with a waitlist queue when a community hits its cap — the owner-occupancy number lenders and FHA/Fannie ask for, on demand.

Lease & addendum registry

Register every lease and its addendums, with versions and signature status. Multiple leases per unit over time, tracked cleanly instead of stacked in a folder.

Insurance tracking & alerts

Monitor unit-owner H06, tenant/renter, and the association master policy — with expiration reminders that fire before coverage lapses, not after.

Auto-extraction

Upload a policy declarations page or a lease and Rental IQ pulls the dates, coverage, and parties for you — so managers aren’t hand-keying every document.

Warrantability packet

Generate the answers a lender questionnaire needs — rental %, insurance status, coverage — in one export that feeds directly into a Klozed resale.

Syncs into CINC

Rental IQ is the purpose-built system of record, and it pushes the rollups — rental %, compliance flags, next expiration — back into CINC so managers see status where they already work.

How it fits your stack

Built around CINC, not bolted awkwardly inside it.

Leases, addendums, and policies don’t fit neatly into a handful of custom fields — so Rental IQ holds them in a data model designed for the job, then syncs the numbers that matter into CINC. You get a real compliance system with reminders, a document vault, and an audit trail, without asking your team to live in a second tool for their day-to-day.

Rental IQ organizes and surfaces compliance status and expirations; it is not an insurer, law firm, or a certification of coverage. Use it alongside your counsel and carriers, not in place of them.

Join the Rental IQ waitlist

Be first to know when early access opens. We’ll reach out with a walkthrough.